Free Real Estate Education


LIVE SEMINARS:

myHomeSphere.com realty offers FREE, LIVE real estate education seminars!  Bookmark this page (by pressing "Ctrl" + "D" at the same time) and check from time to time for our updated calendar of events below.  You can also submit the simple form below to be notified by email of future seminars.

** Currently no scheduled seminars, please check again and/or submit form below to be notified **


ONLINE COURSES:

Meanwhile, we offer an excellent, comprehensive FREE, ONLINE SEMINAR/COURSE for first-time (and repeat) home-buyers right here, right now!  The topics listed below are covered in an interesting, easy-to-understand audio-visual presentation you can study and enjoy at your own pace, and review whenever you like!

FIRST-TIME (AND REPEAT) HOME BUYER SEMINAR

  • Why Buy a Home?
  • Renting vs. Buying a Home
  • How to Afford the Higher Payment
  • Withholding Example
  • Housing Bubble Myth
  • Are You Ready to Buy?
  • How Much Home Can You Afford?
  • Mortgage Payment Calculator
  • Why be Pre-Approved?
  • Types of Loan Approvals
  • "Full-Doc" Approval Documents
  • "Stated Income" Guidelines
  • Types of Loan Programs
  • Which Mortgage is Right for You?
  • "Fixed Rate" Mortgage
  • "Adjustable Rate" Mortgage (ARM)
  • "Option Arm"
  • "2/1 Rate Buydown"
  • Bi-Weekly Mortgage
  • What Effects Your Interest Rate?
  • 100% Financing & "PMI"
  • Creative Financing
  • Credit Scoring Overview
  • The Three Credit Bureaus
  • Components of a Credit Score
  • How Your Score is Used
  • Getting a Loan with No Credit
  • How to Establish Credit
  • How to Improve Your Credit Score
  • Credit Repair Services
  • Working with your Realtor(R)
  • Your Realtor(R) as a Buyer's Agent
  • Where do You Want to Live?
  • House Considerations
  • Home Evaluation Process
  • Determining How Much to Offer
  • Making an Offer
  • When the Offer is Accepted
  • Inspections and Tests
  • Home Inspection Benefits
  • Home Warranty Programs
  • Property Appraisal
  • Closing Costs
  • Settlement/Closing Day
  • Take the Next Step

Click Below to Start the FREE ONLINE Course!

Start Online Course


MORE FREE REPORTS...

IDENTITY THEFT PREVENTION & RESPONSE MANUAL (Click to Upload)


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